Travel Insurance with medical cover


Travel Insurance with medical cover at affordable prices including emergency expenses for dental treatment, cancellation, baggage, liability and 24/7 assistance


Flexicover Direct travel insurance

Flexicover Direct is one of the UK’s leading direct sell travel insurance providers. As a division of Citybond Holdings Plc, we have over 30 years’ experience selling travel insurance and have consistently been a benchmark for great value products, insuring over 1 million people annually.

Here’s just a few reasons why so many people choose Flexicover Direct:

Our website flexicover.co.uk is a one-stop shop providing insurance for every type of traveller whether your heading to the sun, going on a backpacking adventure, heading to the piste, taking a cruise or a frequent traveller, we’re here to help.

Flexicover summary of cover

The table shows the maximum benefits you can claim for each insured person (unless otherwise stated). Some sections are optional - your policy schedule will show if you selected any of these options.

CoverGold
Up to
Policy
Express
Silver
Up to
Policy
Express
Cancellation, curtailment or
trip interruption charges
£5,000 £65£1,000£95
Emergency medical expenses
Emergency dental treatment
Burial or cremation
£10,000,000
£250
£2,500
£65
£65
£65
£10,000,000
£250
£2,500
£95
£95
£95
Hospital benefit£800 (£25 per day)Nil£800 (£25 per day)Nil
Personal accident
Accidental death
Loss of limb or sight
Permanent total disablement

£20,000
£20,000
£20,000

Nil
Nil
Nil

£5,000
£10,000
£10,000

Nil
Nil
Nil
Baggage
Single article, pair or set limit
Valuables
Business goods or equipment
£2,000
£300
£300
£400
£65
£65
£65
£65
£500
£100
£100
n/a
£95
£95
£95
n/a
Emergency replacement of baggage£100Nil£100 Nil
Personal money, passport and documents
Cash
£500
£200
£65
£65
£250
£150
£95
£95
Personal liability£2,000,000 per policy£65 £2,000,000 per policy£95
Delayed departure£300 (£20 for the first
full 12 hours, £10 for
each subsequent
12 hours)
Niln/an/a
Abandonment£5,000£65n/an/a
Missed departure£500 - Europe
£1,000 - Worldwide
Nil £500 - Europe
£1,000 - Worldwide
Nil
UK departure assistance and missed UK connection£500Nil £500Nil
Legal expenses and assistance£25,000Nil£10,000 Nil
Extended kennel and/or cattery fees£250Nil£250 Nil
Hijack and kidnap£5,000 (£50 per day)Nil£5,000 (£50 per day)Nil
Incarceration abroad (gap year only)£500Nil£500 Nil
Winter Sports (Optional)
Ski equipment
Hired ski equipment
£500
£250
£65
£65
£500
£250
£95
£95
Ski equipment hire£300 (£15 per day)Nil£300 (£15 per day)Nil
Ski pack
Lost lift pass
£500
£200
Nil
Nil
£500
£200
Nil
Nil
Piste closure£200 (£20 per day)Nil£200 (£20 per day)Nil
Avalanche or landslide cover£150 (£30 per day)Nil £150 (£30 per day)Nil
Gap Year – Gold Plus cover (optional)
Course fees£2,000£65n/an/a
Computer equipment£1,000Niln/an/a


Underwriters

Flexicover Direct travel insurance is underwritten by MAPFRE Assistance.

MAPFRE Assistance is one of the worldwide leaders in assistance services and enjoys a first-class reputation for providing outstanding customer service.

Its effective claims handling service ensures that all Flexicover customers travel safe in the knowledge that they are covered against emergencies, 24 hours a day, 365 days a year.